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Profitability is under a complete large amount of pressure for tiny institutions — expenses are up and yields on loans are down.

Profitability is under a complete large amount of pressure for tiny institutions — expenses are up and yields on loans are down.

At F&M Bank, we want to reward our customers. Now, it is also more straightforward to make benefits when you join the My benefits™ Gold or Platinum Debit Card! Being a silver or Platinum Debit Card Holder, you’ll enjoy premium advantages and perks such as cash return, bonus points, usage of convenient loans that are short-term crisis roadside support, prescription cost savings plus much more! And when you enroll by 30, 2016, you’ll receive your first 90 days absolutely free june!

You’re currently shopping along with your debit card – why don’t you rack up additional points? Upgrade towards the My benefitsв„ў Gold or Platinum Debit Card and you will make up to 5X the points on everyday acquisitions! Some card holders have actually received sufficient points to redeem for a Caribbean cruise!

Fee applicable following advertised marketing duration. Finance fees linked to the convenient, short-term loan advantage stay relevant. The mortgage advantage is present and then My benefits Platinum Debit Card holders, but, the card owner nevertheless must be eligible for a the mortgage.

Fraud Alert for Cardholders Living or Traveling in New York

FRAUD ALERT – on Friday, might 6, 2016, F&M Bank started notifications that are receiving our fraudulence detection system regarding several of our Virginia clients’ cards getting used in shops when you look at hawaii of the latest York, with confirmations of fraudulence.

As a precautionary measure, F&M has put a block that will require the application of your PIN for transactions carried out within the state of the latest York. Your PIN can be used https://badcreditloanshelp.net/payday-loans-ne/fullerton/ when utilizing your debit card until this matter is remedied.